Scrap to Cash – Why Not?
You can explain enterprise to a child, or you can hand them a wrench and let them discover that an old grill is worth money. In this short film, Gary Korolev describes the lesson he teaches his own children — one that costs nothing, takes an afternoon, and leaves behind an instinct that a lecture […]
How We Are Investing During The Crisis
A central bank rarely announces the price it is willing to pay. This one did — and the announcement is more useful than any forecast. What follows is an expanded look at the conditions Gary Korolev discussed in his recent commentary: what the Federal Reserve has committed to, which indicators lead and which merely confirm, […]
What We Are Doing to Reduce Portfolio Risk During The Downturn
The Federal Reserve has said plainly what it intends to do. The harder question is what the economy will look like by the time it finishes. In the commentary below, Gary Korolev walks through where the cycle now sits — what the leading indicators are signalling, why the labour market will be the last thing […]
Physicians Insurance – How Doctors Can Avoid Costly Mistakes
You are three people at once: a physician, the owner of a profitable business, and — if others share the practice — a partner. Each role carries a risk the others do not. The years and capital invested in a practice make it worth protecting. Insurance, in several forms, is what holds that investment together […]
Using Annuities to Provide Stable Retirement Income
Using Annuities for Retirement Income, Long Term Care (LTC) Funding, Gen-Xers, and even Millennials. Annuities are an investment class that can provide stable monthly income for Long Term Care (LTC), and provide a smart financial foundation for Millennials. In modern day employment contracts, the chances of being able to sign-up for pensions as part of […]
Retirement Strategies to Survive Bear Markets
Bear Market Retirement Strategies Individual investors approaching or already in retirement may be wondering how to survive the various challenges associated with the US bear market conditions. A bear market refers to the state in which the prices of securities fall 20% from recent highs, where market conditions remain characterized by widespread pessimism as well […]
Bear Market Retirement & Potential Portfolio Protection Strategies
Bear Market Retirement & Potential Portfolio Protection Strategies Many of us look forward to retirement as the time to reap the fruits of many years of hard work, financial discipline, and wise investment strategies. A comfortable retirement involves leisure time spent relaxing at home, taking up new hobbies, traveling to more exotic and unique […]
Retirement Income Strategies in a Rising Interest Rate Environment
Rates are climbing, and bonds — the traditional refuge of the retired investor — are losing value in a way they have not done for decades. The Consumer Price Index tells the same story from another angle: the cost of groceries, fuel, and nearly everything else is rising faster than a fixed income was […]