Retirement Planning
We design customized, resilient roadmaps for your exact life stage—whether you are in your 30s laying the foundation or in your 70s optimizing distributions.
The goal is total clarity: financial independence and the lifestyle you want, without compromise.
Strategic Retirement Planning
for a Secure Future
Whether you are actively building wealth or preparing for distribution, our expert team designs custom income strategies to ensure your financial freedom and absolute peace of mind at every stage of life.
Engineering Your Prime Wealth Years
Precision Retirement Roadmaps
There is no one-size-fits-all retirement. We build strategies tailored entirely to your reality—analyzing your age, income, and risk tolerance to engineer a precise roadmap for a secure, comfortable future.
Multi-Stage Income Strategies
Whether you are in your 30s laying the foundation or in your 70s optimizing distributions, we design customized plans. Leveraging diverse investment options, we ensure your financial freedom and lasting peace of mind.
Corporate & Succession Strategy
For entrepreneurs, true security extends beyond personal wealth. We optimize your corporate financial position, structure seamless succession plans, and provide strategic advisory for complex employee retirement plans like 401(k)s.
Dedicated Fiduciary Advisory Support
Navigating retirement complexity requires absolute clarity. We provide personalized, ongoing guidance to ensure you make informed decisions, offering dedicated fiduciary support every step of the way to guarantee absolute confidence.
Diversified Investment Vehicles
A resilient retirement demands sophisticated allocation. We provide expert guidance across a full spectrum of vehicles—from Private Placements and Hedge Funds to ETFs and Annuities—engineering a robust, all-weather portfolio.
Social Security & Retirement Planning Masterclass
Navigating the transition to retirement requires absolute precision. In this comprehensive seminar, Sovereign Wealth Management CEO Gary Korolev provides an in-depth masterclass on everything you need to confidently prepare for your financial future.
We break down the most critical components of modern retirement planning. This includes family wealth strategies, navigating new legislation regarding households and divorce, and optimizing 401(k)s and pensions for both private-sector professionals and government employees.
Crucially, Gary provides a step-by-step breakdown of Social Security and Medicare—detailing exactly when to apply, where to go, and what documents to file. Watch the full seminar to eliminate the guesswork and build an airtight, resilient retirement strategy.
Planning to retire from federal service? FERS, the TSP and FEHB have their own rules and deadlines, and some choices cannot be undone.
Strategic Medicare Architecture Built Around Your Wealth
Navigating Medicare requires aligning health coverage with long-term fiscal strategy. Through our dedicated Medicare advisory desk, Sovereign coordinates bespoke plan comparisons to protect your well-being and assets.
Medicare Supplements
Comprehensive Medigap Protection
Bridge out-of-pocket coverage gaps in Original Medicare Part A and B with structured Medigap options tailored to your fiscal profile.
Medicare Advantage
Integrated Part C Solutions
All-in-one alternatives combining hospital, medical, and ancillary benefits into coordinated packages managed alongside your wealth plan.
Prescription Coverage
Strategic Part D Optimization
Targeted Part D formulary reviews to secure vital medication coverage and protect against unexpected prescription cost inflation.
Dental & Vision
Supplementary Health Add-Ons
Essential oral and vision healthcare plans designed to seamlessly fill the coverage gaps left behind by Original Medicare.
Request a Coordinated Medicare Review
Our advisory desk prepares unbiased carrier comparisons aligned directly with your Sovereign wealth blueprint.
Acquire More Actionable Insights
Five Decisions That Determine What a Retirement Looks Like
Social Security timing, Medicare, income sequencing, federal benefits, and long-term care — with attorney Gerarda Culipher on the legal half.
Turning a Balance Into an Income That Lasts
How 401(k)s, IRAs, and the Thrift Savings Plan interact once withdrawals begin — and why the order matters more than the total.
A Bad First Decade Costs More Than a Bad Average
Drawing income during a drawdown does permanent damage. What protects a portfolio in the years it can least afford to fall.
Connect With Us to Learn More
Sovereign Wealth
Management
Services
Disclaimer & Business Continuity Plan
Sovereign Wealth Management, LLC ("Adviser") has adopted a Business Continuity Plan ("BCP") pursuant to the Investment Advisers Act and the rules and guidance of the U.S. Securities and Exchange Commission ("SEC") and/or the laws of Virginia where the Adviser is registered. The purpose of the BCP is to define the strategies and plans that will be used by Adviser during a significant business disruption ("SBD"). The BCP is prepared to address both internal SBDs, such as a fire in Adviser's building, and external SBDs, such as a natural disaster, terrorist attack, or citywide power disruption.
Our Business Continuity PlanIn the event of an SBD, Adviser will safeguard employee lives and firm property. Adviser will work to re-establish the systems necessary to quickly recover and resume operations, protect Adviser's books and records and allow Adviser's customers to transact business to the extent reasonable and practical under the circumstances. Adviser's BCP addresses: alternate office locations, customer access to funds and securities, financial and operational assessments, data backup and recovery, critical systems, alternative communications with customers, employees, and regulators, and critical business constituents.
Contacting Adviser and Accessing Funds and SecuritiesIf you are not able to contact Adviser through our regular telephone number, please contact us by email at info@sovereign.global. For questions relating directly to accessing your funds and securities, please contact your custodian, Interactive Brokers, Charles Schwab or BitGo.
Varying DisruptionsSBDs can vary in their scope, from only our firm's office, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. During a SBD, the Adviser will continue to do business but the ability of Adviser to fully function will be dependent on outside sources outside of its control, including the availability of electricity, telephones, Internet, transportation, and the functioning of institutions and markets worldwide. Nothing in Adviser's BCP or this disclosure statement is intended to provide a guarantee or warranty regarding the actions or performance of Adviser.
Additional InformationIf you have questions about our business continuity planning, please contact us at 703-713-2954 or info@sovereign.global.